25 Companies with the Highest Monthly Dividends

Investing in dividend-paying companies has become more accessible than ever, thanks to user-friendly apps like Trading 212 and others. Investors can now earn monthly income by diversifying their portfolios and strategically choosing dividend stocks. 

Monthly dividend stocks are particularly attractive to those seeking a steady income stream, whether for reinvestment or financial stability. This guide explores 30 companies offering some of the highest monthly dividends, the concept of price volatility, and strategies to navigate its impact on your investments.

1.    What Are Monthly Dividend Stocks?

Monthly dividend stocks are equities that pay out dividends on a monthly schedule instead of the typical quarterly or annual basis. This provides a consistent and predictable income stream, making them a popular choice for investors who prioritize cash flow, such as retirees or individuals seeking passive income.

2.    Understanding Price Volatility and Its Impact on Dividends

Price volatility refers to how much and how quickly a stock’s price fluctuates over a given period. High volatility means frequent and significant price swings, while low volatility indicates a more stable price trend. For dividend investors, price volatility can impact the stock's attractiveness, as falling stock prices may suggest potential issues with a company’s financial health. However, dividends are typically paid from company profits, not stock prices, making them a potentially steady income source even in volatile markets.

Strategies to Manage Price Volatility

1.    Diversification: Spreading investments across sectors reduces risk. If one sector underperforms, gains from another can offset losses.

2.    Focus on Fundamentals: Investing in companies with strong financial health, consistent earnings, and a history of stable dividend payouts can mitigate the impact of market swings.

3.    Avoid Overreacting: Short-term price drops are common. Sticking to a long-term strategy ensures price volatility doesn’t lead to unnecessary losses.

4.    Reinvest Dividends: Use dividends to buy more shares, potentially reducing your average cost over time and taking advantage of compounding growth.

                         

3.    The 30 Companies with the Highest Monthly Dividends

Below is a curated list of 30 companies offering high monthly dividend yields. Each company is assessed based on its dividend yield, advantages, disadvantages, and price volatility level.

1. Realty Income Corporation (O)

• Yield: ~5.2%
• Pros: Long track record of consistent dividend payouts; focus on stable industries like retail and healthcare.
• Cons: Exposure to retail sector risks; sensitive to interest rate changes.
• Volatility: Low

2. Pembina Pipeline Corporation (PBA)

• Yield: ~6.6%
• Pros: Stable cash flow from energy transportation; strong Canadian market presence.
• Cons: Vulnerable to oil price fluctuations; regulatory risks.
• Volatility: Medium

3. STAG Industrial Inc. (STAG)

• Yield: ~4.4%
• Pros: Specializes in industrial real estate; benefits from e-commerce growth.
• Cons: Geographic concentration in the U.S.; cyclical real estate risks.
• Volatility: Medium

4. Main Street Capital Corporation (MAIN)

• Yield: ~6.3%
• Pros: Focus on small and middle-market businesses; regular dividend increases.
• Cons: Economic downturns can impact portfolio companies.
• Volatility: Medium

5. AGNC Investment Corp. (AGNC)

• Yield: ~14.7%
• Pros: High yield; benefits from interest rate arbitrage in mortgage-backed securities.
• Cons: Highly sensitive to interest rate changes.
• Volatility: High

6. EPR Properties (EPR)

• Yield: ~7.8%
• Pros: Unique focus on entertainment and experiential real estate.
• Cons: Industry-specific risks; post-pandemic recovery challenges.
• Volatility: Medium

7. Prospect Capital Corporation (PSEC)

• Yield: ~9.7%
• Pros: Diversified investment portfolio; attractive yield.
• Cons: Higher exposure to credit risk.
• Volatility: High

8. Horizon Technology Finance Corp. (HRZN)

• Yield: ~10.3%
• Pros: Focuses on technology and life sciences investments.
• Cons: High-risk portfolio; dependency on innovative sectors.
• Volatility: High

9. Broadmark Realty Capital (BRMK)

• Yield: ~11.1%
• Pros: Specializes in real estate loans; no leverage on balance sheet.
• Cons: Limited growth prospects; exposure to real estate market downturns.
• Volatility: Medium

10. Gladstone Commercial Corporation (GOOD)

• Yield: ~9.1%
• Pros: Portfolio of diverse office and industrial properties.
• Cons: Vulnerable to tenant defaults; macroeconomic sensitivity.
• Volatility: Medium

11. Dynex Capital Inc. (DX)

• Yield: ~12.5%
• Pros: High payout; experienced management in mortgage securities.
• Cons: Heavily impacted by interest rate changes.
• Volatility: High

12. Cross Timbers Royalty Trust (CRT)

• Yield: ~8.8%
• Pros: High cash flow tied to oil and gas royalties.
• Cons: Exposure to energy price fluctuations.
• Volatility: Medium

13. LTC Properties Inc. (LTC)

• Yield: ~6.9%
• Pros: Specializes in senior housing and healthcare facilities.
• Cons: Healthcare regulation risks; tenant concentration issues.
• Volatility: Low

14. ARMOUR Residential REIT Inc. (ARR)

• Yield: ~16.2%
• Pros: High dividend yield; focus on mortgage-backed securities.
• Cons: Significant sensitivity to interest rate changes.
• Volatility: High

15. Orchid Island Capital (ORC)

• Yield: ~17.5%
• Pros: Attractive yield for high-income seekers.
• Cons: High leverage and interest rate sensitivity.
• Volatility: High

16. SL Green Realty Corp. (SLG)

• Yield: ~9.5%
• Pros: Prime Manhattan real estate holdings; experienced management.
• Cons: Exposure to office real estate decline post-pandemic.
• Volatility: Medium

17. TriplePoint Venture Growth (TPVG)

• Yield: ~13.3%
• Pros: Focus on venture capital-backed growth-stage companies.
• Cons: High risk from unproven businesses.
• Volatility: High

18. Ellington Financial Inc. (EFC)

• Yield: ~11.8%
• Pros: Diverse financial strategies in mortgage securities.
• Cons: High sensitivity to economic and rate changes.
• Volatility: High

19. Granite Real Estate Investment Trust (GRP.U)

• Yield: ~3.8%
• Pros: Stable industrial and logistics properties.
• Cons: Limited yield compared to peers.
• Volatility: Low

20. Sabine Royalty Trust (SBR)

• Yield: ~8.3%
• Pros: Consistent payouts tied to natural resource royalties.
• Cons: Heavily influenced by commodity prices.
• Volatility: Medium

21. Shaw Communications Inc. (SJR)

• Yield: ~4.4%
• Pros: Diversified telecom operations in Canada.
• Cons: Competitive industry pressures.
• Volatility: Low

22. TransAlta Renewables (RNW)

• Yield: ~6.2%
• Pros: Renewable energy focus; growing industry.
• Cons: High initial costs impact profitability.
• Volatility: Medium

23. Lumen Technologies Inc. (LUMN)

• Yield: ~9.9%
• Pros: Focused on digital transformation; solid customer base.
• Cons: High debt levels; declining legacy business.
• Volatility: High

24. Crescent Capital BDC Inc. (CCAP)

• Yield: ~9.4%
• Pros: Targets middle-market businesses for strong returns.
• Cons: Economic slowdowns can affect portfolio performance.
• Volatility: Medium

25. Ares Commercial Real Estate Corporation (ACRE)

• Yield: ~10.1%
• Pros: Focus on senior secured commercial real estate loans.
• Cons: Interest rate sensitivity.
• Volatility

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10 questions and answers

1. What is a monthly dividend stock?

A monthly dividend stock is a company (or fund) that pays out dividends every month rather than quarterly or semi-annually. Investors like them for consistent income flow, which is especially appealing to retirees or those seeking predictable cash.

2. Why do some companies pay monthly instead of quarterly?

Monthly schedules attract income-focused investors. It also makes the stock stand out in a competitive market. Real Estate Investment Trusts (REITs), Business Development Companies (BDCs), and some ETFs often adopt monthly payments to align with cash flows from their holdings.

3. What types of companies usually pay the highest monthly dividends?

Most commonly:

• REITs that earn rental income.
• Energy/Infrastructure trusts that generate steady cash flows.
• Closed-End Funds (CEFs) and ETFs designed for income investors.
• Some financial firms that package high-yield instruments.

4. What are the risks of investing in high monthly dividend stocks?

• Sustainability risk: very high yields can signal weak fundamentals.
• Dividend cuts if earnings or cash flows drop.
• Interest rate sensitivity, especially for REITs and funds.
• Price erosion: stock prices may decline, offsetting dividend income.

5. Do monthly dividends grow over time like quarterly dividends?

It depends. Some monthly payers grow dividends, but many simply maintain a flat payout. Growth is less common among high-yield monthly payers, as they already distribute a large share of profits. Investors often accept stability instead of growth.

6. Which sectors dominate the list of 25 highest monthly dividend companies?

• Real Estate (residential, commercial, industrial REITs).
• Energy pipelines and trusts.
• Financial products like high-yield bond funds.
• Utilities and infrastructure in some cases.

7. How high can monthly dividend yields realistically go?

Typical safe ranges are 4–8% annually. Some companies or funds advertise 10–15%+, but these often carry higher risk, leverage, or unsustainable payout models. Extra-high yields should be researched carefully.

8. How does reinvesting monthly dividends impact returns?

Reinvestment accelerates compounding since dividends buy more shares twelve times a year. Over years, this can significantly increase total return, especially if stock prices are relatively stable.

9. What are some well-known examples of monthly dividend payers?

Not a full list of 25, but commonly cited names include:

• Realty Income (O) – nicknamed “The Monthly Dividend Company”.
• STAG Industrial (STAG) – an industrial REIT.
• Gladstone Investment (GAIN) – a BDC.
• AGNC Investment Corp. (AGNC) – mortgage REIT.
• Main Street Capital (MAIN) – a business development company.

10. Should monthly dividend stocks be a core holding or just a supplement?

They are often better as a supplement to a broader portfolio. Monthly payers provide steady cash flow, but many are in narrow sectors (REITs, financials). For diversification and long-term safety, mixing them with growth and quarterly dividend stocks is usually wiser.

 

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Top 10 Stocks for Dividends and Profit on Trading 212

Investing through Trading 212 has become a popular choice for those seeking to grow wealth and generate income. The platform’s user-friendly interface and wide range of investment options make it an excellent choice for traders and investors. Choosing the right stocks can significantly enhance returns, whether the goal is to maximize profits through capital appreciation or secure consistent income through dividends. This guide highlights some of the best stocks available on Trading 212 that provide attractive dividend payouts and strong profit potential.

                                 

1.    Characteristics of High-Dividend Stocks

High-dividend stocks are typically issued by stable, well-established companies that generate consistent cash flow. These stocks appeal to investors seeking reliable income and lower risk. Dividend yields, payout ratios, and the company’s history of dividend increases are critical metrics when evaluating these options.

Companies like Johnson & Johnson, Procter & Gamble, and Coca-Cola stand out for their steady dividend growth and resilience across market cycles. Firms with strong balance sheets and a history of rewarding shareholders are often ideal for long-term income-focused investors.

2.    Best Dividend-Paying Stocks on Trading 212

Several companies consistently pay high dividends, making them attractive to income-seeking investors. Some of the top choices include:

1.    Johnson & Johnson (JNJ): Known for its stability, Johnson & Johnson has a long history of consistent dividend increases. Its diverse business model in healthcare ensures steady revenue streams.

2.    Procter & Gamble (PG): This consumer goods giant offers a strong dividend yield and has increased payouts annually for decades.

3.    Coca-Cola (KO): With a globally recognized brand and a reliable dividend track record, Coca-Cola is a favorite for income investors.

4.    Realty Income (O): This REIT (Real Estate Investment Trust) is nicknamed “The Monthly Dividend Company” due to its monthly payout schedule. It offers a high dividend yield and operates in the stable real estate sector.

5.    AT&T (T): A telecommunications leader, AT&T provides high dividend yields, appealing to those seeking regular income.

3.    Characteristics of High-Growth Stocks

High-growth stocks are typically associated with innovation, industry disruption, and strong market demand. These companies reinvest their profits to drive expansion, often at the expense of dividends. They are ideal for investors seeking significant capital appreciation over time.

Companies in technology, renewable energy, and biotechnology frequently fall into this category. Despite their volatility, these stocks can deliver exceptional returns for investors with a long-term perspective.

                                             

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4.    Best High-Growth Stocks on Trading 212

Trading 212 offers access to numerous high-growth stocks that have shown impressive performance. Notable options include:

1.    Tesla (TSLA): As a leader in electric vehicles and renewable energy, Tesla has demonstrated remarkable revenue growth and stock price appreciation.

2.    Amazon (AMZN): With its dominance in e-commerce and cloud computing, Amazon remains a top choice for growth-focused investors.

3.    Nvidia (NVDA): Known for its cutting-edge advancements in AI and graphics processing, Nvidia has consistently delivered outstanding performance.

4.   Apple (AAPL): A global technology leader, Apple combines strong growth potential with occasional dividend payments.

5. Microsoft (MSFT): With its expanding cloud computing business and established software ecosystem, Microsoft continues to drive long-term growth.

     

5.    Balancing Dividend and Growth Stocks

Creating a balanced portfolio often involves blending high-dividend and high-growth stocks. This approach provides the dual benefits of steady income and potential for significant capital gains. Diversification across sectors can also help mitigate risks and enhance overall returns.

A balanced portfolio might include dividend-paying companies like Johnson & Johnson and Procter & Gamble alongside high-growth stocks like Tesla and Nvidia. Trading 212’s fractional shares feature allows investors to build diversified portfolios, even with smaller capital amounts.

 

6.    Using ETFs for Diversification

Exchange-Traded Funds (ETFs) are an excellent way to gain exposure to both high-dividend and high-growth stocks. Dividend-focused ETFs, such as the Vanguard High Dividend Yield ETF, provide a diversified basket of income-generating companies.

Growth-oriented ETFs, such as the Invesco QQQ Trust, focus on high-performing technology stocks. ETFs offer a cost-effective solution for investors looking to diversify without extensive research on individual stocks.

                                            

7.    Analyzing Stock Performance

Regular analysis of stock performance is essential for optimizing returns. Reviewing financial statements, earnings reports, and market trends can provide insights into potential opportunities. Key metrics to consider include price-to-earnings (P/E) ratios, dividend payout ratios, and revenue growth rates.

Trading 212’s analytical tools, such as its stock screener and real-time performance charts, help investors assess the strengths and weaknesses of potential investments. Utilizing these resources ensures informed decision-making and effective portfolio management.

8.    Global Diversification on Trading 212

Investing globally through Trading 212 opens access to opportunities in international markets. Diversifying across geographic regions reduces risk exposure to local economic fluctuations and captures growth trends in emerging economies.

For example, European companies like Nestlé or Asian technology firms like Alibaba provide unique opportunities for profit and income. Exploring global markets enhances portfolio resilience and increases the potential for long-term growth.

9.    Risk Management and Portfolio Review

Every investment carries risk, and managing these risks is crucial for sustained success. Diversification across asset classes, industries, and geographies reduces the impact of individual stock performance on the overall portfolio.

Regularly reviewing portfolio allocations and rebalancing ensures alignment with financial goals. Trading 212’s stop-loss and limit order features can also help manage downside risk.

Conclusion

Selecting the best stocks on Trading 212 involves understanding individual financial goals, conducting thorough research, and leveraging platform tools. Dividend-paying stocks like Johnson & Johnson and Realty Income offer steady income, while growth stocks like Tesla and Nvidia provide potential for significant appreciation. 

Combining both strategies, along with diversification through ETFs and global markets, allows investors to optimize their portfolios for dividends and profit. A disciplined and informed approach can lead to long-term financial success in the dynamic world of

                                           

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10 questions and answers

1: What makes a stock a good dividend stock to hold long-term?

Some key factors are:

• Dividend yield that’s attractive (not too low, not absurdly high).
• Dividend cover (earnings or cash flow sufficiently above what is paid out) so the dividend is sustainable.
• Track record of stable or growing dividends over years.
• Financial health: low/moderate debt, solid cash flow, resilience in downturns.
• Business model durability & sector stability (utilities, telecoms, insurance often more stable than high-tech or cyclical industries).

2: How does dividend yield compare vs total return when trading on Trading 212?

Dividend yield gives income, but total return also includes share price appreciation (or loss). On Trading 212:

• You get paid dividends if you own the stock before the ex-dividend date.
• If the share price falls, it can offset dividend income.
• A good approach often combines yield + potential for price growth (or at least stability).

3: What risks are there when picking high dividend yield stocks?

• Dividend cuts or suspensions.
• High payout ratio, leaving little buffer.
• Industry risk (regulatory changes, commodity swings, interest rate shifts).
• Business decline, where yield looks high because price collapsed.
• Currency risk when investing in non-UK companies.

4: Do UK high dividend stocks generally outperform during times of rising interest rates?

It’s mixed:

• Rising rates can make bonds more attractive, reducing demand for high dividend stocks.
• Banks and insurers might benefit from higher net interest margins.
• Companies with heavy debt may struggle.
• Inflation pressure can hurt even reliable payers.

5: How does Trading 212 handle dividends?

• If you hold shares before the ex-dividend date, dividends are paid into your account.
• The app has a history tab showing dividend payments.
• Payouts depend on company decisions and are not guaranteed.

6: Can you still get good profits from dividend stocks even if the stock price doesn’t move much?

Yes. Steady dividend income can provide solid returns even without capital growth. Reinvesting dividends compounds returns over time, though inflation and taxes reduce the effect.

7: What are some of the top UK dividend stocks people are watching in 2025?

Examples often cited (not recommendations):

Stock	Approx Yield & Key Points
British American Tobacco (BATS)	~ 8% yield, long history of paying dividends.
Phoenix Group (PHNX)	~ 8–10% yield, strong cover.
Legal & General (LGEN)	High yield, big insurance name.
Aviva	Solid yield and stability.
Vodafone (VOD)	Global telecom, decent yield.
M&G plc	Very high yield (~9.2%).
B&M	Retailer with strong cover.
BP	Energy sector, cyclical risk.
Schroders	Asset manager with consistent payouts.
Persimmon (PSN)	~5% yield, cyclical housebuilder.

8: How to balance dividend yield vs growth stocks on Trading 212?

• Split portfolio between income and growth.
• Choose dividend stocks with modest earnings growth.
• Reinvest dividends for compounding.
• Avoid chasing unsustainably high yields.

9: What are “Dividend Aristocrats” and why are they relevant?

• Companies with long records of paying and often growing dividends.
• Financially strong with stable cash flows.
• UK High Yield Dividend Aristocrats include names like NatWest, Legal & General, National Grid, and Schroders.
• They are considered safer for income but may offer less explosive upside.

10: If you had to pick one or two dividend stocks now (UK) for moderate risk & steady income on Trading 212, which might make sense?

• British American Tobacco (BATS) — strong yield, global scale, reliable history.
• Legal & General (LGEN) — respected insurer, solid cover, high payout.
• Combining with a slightly lower yield but more growth-oriented stock (e.g. Aviva or Vodafone) could add balance.

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